STMs can be funded in many different ways.

  1. Almost always, the participants have to pay and or raise at least a portion of the funds themselves. 
  2. Fundraising may include sending letters to your friends and family asking for support.
  3. STM teams will often conduct fundraising sales or events specifically to raise funds for their trip or project.
  4. Sometimes the local church will set aside part of the costs from a missions budget.
  5. Occasionally, sponsoring mission agency or field ministry may have budgeted funds for at least covering the in-country costs of the team.
  6. If it is for a crisis purpose, there may be outside funds from Relief or development agencies which would help.
  7. In a very few cases, you or your church may find an STM trip which is completely funded by the recipient.